Ask for everything in writing? What is the monthly statement you get that you didnt/couldnt pay, hince the call. And they ask for your address because people move and do not update with the credit cards..do you think when someone is late on their bill that they call in to change their address? I agree to use caution when giving out your social, but when you have more than one account, companies ask for it in the beginning of the call to see all accounts, but if someone is calling you, they have that info already up on the screen, so verifying the last 4 is ok. Saying this is harrassment then click means nothing. Credit card companies have to protect their investment with you, and statements arent working, so next step is calls. If you treat the representative with respect you should receive the same..which I know isnt always the case being they hear the same stories all day, but for the most part they will help you and work with you. Just hanging up on them puts you down for more calls tomorrow, then the next call comes through for the rep.
Tried the letting it ring through...it doesnt stop the calls. I tried that with this all zeros phone number and they still call every other day, if not every day. Two days ago they called THREE times in ONE day! Insane!
Do your homework Jack, R&J is not a collection agency, it wouldnt suprise me if this was Shawn Bradley possing as Jack Smith. I called the attorney generals office and this IS A SCAM! If you did your homework R&J consulting and JJD collections are the same people, same phone # and same address. In fact, the address they gave me is in a plaza and is the address to the ups store, imagine that. And the phone # that calls with a case # is a land line, in fact, when I called the # back and asked for an address where there located, John Howard didnt know what to say and hung up on me. Get the facts and dont fall for this scam!!
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