I got a voicemail from "Bob Smith" and just like the above posts, he had a heavy Indian accent. He tried to sound all threatening. "If you or your attorney don't respond to this message then good luck". LOL! Even if it was collections, they are legally required to send you a letter with the original creditor's information, dollar amount etc. He also didn't give a company name which is not standard collection practice. This was very annoying. I wanted to call them back and record it for a good laugh but refrained
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